4Corners

What is a Level-Funded Plan?


A level-funded plan may be a solution for an employer who is not yet ready to take on a self-funded health plan.
A balance between the self-funded and fully insured option, level funded plans provide employers:

• Leverage the administrative services and expertise of a fully insured plan
• Cost savings opportunity – refunds if claims are below the projected level
• Stop loss protection when claims exceed projections

Why Are Level-Funded Plan Successful?

  •  Variety of Plan Designs
    – Choose the plan(s) that best fit your employees’ needs.
  • Detailed Reporting
    – Real-time tracking of claims spending.
    – Adjust plan designs based on reported trends.
  • Predictable Payments
    – The total monthly cost covers claims and fees.
  • Stop Loss Insurance
    – When the employer buys Stop Loss Insurance, reimbursements are made for
    claims that exceed projections. This provides the employer with protection
    from catastrophic claims.
  • Savings Opportunity
    – If total annual claims are less than projected, the employer enjoys the savings
    through a refund.

     

Contact Information

Alliant Health Plans
(866) 403-2785

Fully Insured vs
Level-Funded Savings

  • Fully Insured = Nonrefundable Premium
  • Level-Funded = Opportunity for savings
    if claims are below the projected level

Total Cost:

  • Level-Funded Plan =
    Fixed costs + Claims
    amount less than stop
    less reimbursements

What Influences the Maximum
Cost of a Level-Funded Plan?

  • Actual Claims Payments
  • Stop Loss Premiums
  • Service and Administrative Fees

Dual Networking: The Alliant Network & PHCS Wrap Network


We have one of the highest credentialing standards for doctors and facilities

  • The Alliant Network: Alliant is a local network available to providers in Georgia, along with select providers in
    Tennessee and Alabama.
  • PHCS Wrap Network: This network gives the opportunity to expand member access to doctors, hospitals, and other medical facilities if the Alliant network does not have those providers. PHCS is a national network with over 500,000 providers.

How is a Network Assigned?

 

  • Subscribers (and all dependents) are assigned a network-based upon their residential address.
  • Subscribers who reside within the Alliant Network Area are assigned the Alliant Only network.
  • Subscribers who reside outside the Alliant Network Area are assigned the PHCS Primary network; this assignment does not provide access to the Alliant network.

The Alliant Advantage


  • We handle all administrative services associated with a self-funded health plan. This includes employee
    enrollment, claims management and reporting.
  • We provide all the plan materials, documents and communication for your employees.
  • We dedicate Account Executives and Customer Service teams to provide you with the attention and
    knowledge you need to manage your plan.

4Corners Plans

Copay Plans

Platinum Copay

Deductible Individual: $0

Here are some of the benefits of this plan:

  • The coinsurance is 15% after deductible
  • Payment Structure: Copay
  • Network: Alliant
  • Office Visit – Primary Doctor: First 3 visits free, then $5
  • Office Visit – Specialist: $10
  • Emergency Room: $225 Copay
  • Urgent Care: $10
  • Prescription Plan – Tier 1: $5 | Tier 2: $15 | Tier 3: $30 | Tier 4: $75

Platinum Copay Plus

Deductible Individual: $0

Here are some of the benefits of this plan:

  • The coinsurance is 15% after deductible
  • Payment Structure: Copay
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: First 3 visits free, then $5
  • Office Visit – Specialist: $10
  • Emergency Room: $225 Copay
  • Urgent Care: $10
  • Prescription Plan – Tier 1: $5 | Tier 2: $15 | Tier 3: $30 | Tier 4: $75

Gold Copay

Deductible Individual: $0

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Copay
  • Network: Alliant
  • Office Visit – Primary Doctor: First 3 visits free, then $15
  • Office Visit – Specialist: $30
  • Emergency Room: $500 Copay
  • Urgent Care: $75
  • Prescription Plan – Tier 1: $10 | Tier 2: $25 | Tier 3: $50 | Tier 4: 50% coinsurance

Gold Plus Copay

Deductible Individual: $0

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Copay
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: First 3 visits free, then $15
  • Office Visit – Specialist: $30
  • Emergency Room: $500 Copay
  • Urgent Care: $75
  • Prescription Plan – Tier 1: $10 | Tier 2: $25 | Tier 3: $50 | Tier 4: 50% coinsurance

Silver Copay

Deductible Individual: $0

Here are some of the benefits of this plan:

  • The coinsurance is 40% after deductible
  • Payment Structure: Copay
  • Network: Alliant
  • Office Visit – Primary Doctor: First 3 visits free, then $50
  • Office Visit – Specialist: $30
  • Emergency Room: $750 Copay
  • Urgent Care: $75
  • Prescription Plan – Tier 1: $30 | Tier 2: $50 | Tier 3: $75 | Tier 4: $250

Silver Plus Copay

Deductible Individual: $0

Here are some of the benefits of this plan:

  • The coinsurance is 40% after deductible
  • Payment Structure: Copay
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: First 3 visits free, then $50
  • Office Visit – Specialist: $30
  • Emergency Room: $750 Copay
  • Urgent Care: $75
  • Prescription Plan – Tier 1: $30 | Tier 2: $50 | Tier 3: $75 | Tier 4: $250

HDHP Plans

HDHP 1500

Deductible Individual: $1,500

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant
  • Office Visit – Primary Doctor: 20% after deductible
  • Office Visit – Specialist: 20% after deductible
  • Emergency Room: 20% after Deductible
  • Urgent Care: 20% after deductible
  • Prescription Plan – 20% after deductible

HDHP 1500

Deductible Individual: $1,500

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant / PHCS Wrap Network
  • Office Visit – Primary Doctor: 20% after Deductible
  • Office Visit – Specialist: 20% after Deductible
  • Emergency Room: 20% after Deductible
  • Urgent Care: 20% after deductible
  • Prescription Plan – 20% after deductible

HDHP 2500

Deductible Individual: $2,500

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant
  • Office Visit – Primary Doctor: 0% after deductible
  • Office Visit – Specialist: 0% after deductible
  • Emergency Room: 0% after Deductible
  • Urgent Care: 0% after deductible
  • Prescription Plan – 0% after deductible

HDHP 2500 Plus

Deductible Individual: $2,500

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant / PHCS Wrap Network
  • Office Visit – Primary Doctor: 0% after deductible
  • Office Visit – Specialist: 0% after deductible
  • Emergency Room: 0% after Deductible
  • Urgent Care: 0% after deductible
  • Prescription Plan – 0% after deductible

HDHP 3000

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant
  • Office Visit – Primary Doctor: 20% after deductible
  • Office Visit – Specialist: 20% after deductible
  • Emergency Room: 20% after Deductible
  • Urgent Care: 20% after deductible
  • Prescription Plan – 20% after deductible

HDHP 3000 Plus

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant / PHCS Wrap Network
  • Office Visit – Primary Doctor: 20% after deductible
  • Office Visit – Specialist: 20% after deductible
  • Emergency Room: 20% after Deductible
  • Urgent Care: 20% after deductible
  • Prescription Plan – 20% after deductible

HDHP 4500

Deductible Individual: $4,500

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant
  • Office Visit – Primary Doctor: 0% after deductible
  • Office Visit – Specialist: 0% after deductible
  • Emergency Room: 0% after Deductible
  • Urgent Care: 0% after deductible
  • Prescription Plan – 0% after deductible

HDHP 4500 Plus

Deductible Individual: $4,500

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant / PHCS Wrap Network
  • Office Visit – Primary Doctor: 0% after deductible
  • Office Visit – Specialist: 0% after deductible
  • Emergency Room: 0% after Deductible
  • Urgent Care: 0% after deductible
  • Prescription Plan – 0% after deductible

HDHP 6250

Deductible Individual: $6,250

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant
  • Office Visit – Primary Doctor: 30% after deductible
  • Office Visit – Specialist: 30% after deductible
  • Emergency Room: 30% after Deductible
  • Urgent Care: 30% after deductible
  • Prescription Plan – 30% after deductible

HDHP 6250 Plus

Deductible Individual: $6,250

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant / PHCS Wrap Network
  • Office Visit – Primary Doctor: 30% after deductible
  • Office Visit – Specialist: 30% after deductible
  • Emergency Room: 30% after Deductible
  • Urgent Care: 30% after deductible
  • Prescription Plan – 30% after deductible

HDHP 6900

Deductible Individual: $6,900

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant
  • Office Visit – Primary Doctor: 0% after deductible
  • Office Visit – Specialist: 0% after deductible
  • Emergency Room: 0% after Deductible
  • Urgent Care: 0% after deductible
  • Prescription Plan – 0% after deductible

HDHP 6900 Plus

Deductible Individual: $6,900

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: High Deductible
  • Network: Alliant / PHCS Wrap Network
  • Office Visit – Primary Doctor: 0% after deductible
  • Office Visit – Specialist: 0% after deductible
  • Emergency Room: 0% after Deductible
  • Urgent Care: 0% after deductible
  • Prescription Plan – 0% after deductible

Traditional - Platinum Plans

Traditional Platinum 2250

Deductible Individual: $2,250

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $20
  • Office Visit – Specialist: $40
  • Emergency Room: $150
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Platinum 2250 Plus

Deductible Individual: $2,250

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $20
  • Office Visit – Specialist: $40
  • Emergency Room: $150
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Platinum 750

Deductible Individual: $750

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $20
  • Office Visit – Specialist: $40
  • Emergency Room: $150
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Platinum 750 Plus

Deductible Individual: $750

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $20
  • Office Visit – Specialist: $40
  • Emergency Room: $150
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Platinum 500

Deductible Individual: $500

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $20
  • Office Visit – Specialist: $40
  • Emergency Room: $150
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Platinum 500 Plus

Deductible Individual: $500

Here are some of the benefits of this plan:

  • The coinsurance is 0% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $20
  • Office Visit – Specialist: $40
  • Emergency Room: $150
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Platinum 3000

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Platinum 3000 Plus

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional - Gold Plans

Traditional Gold 3000

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: %10 coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 3000 Plus

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: %10 coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 3000

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: %10 coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 3000 Plus

Deductible Individual: $3,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: %10 coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 2500

Deductible Individual: $2,500

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 2500 Plus

Deductible Individual: $2,500

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 2000

Deductible Individual: $2,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 2000 Plus

Deductible Individual: $2,000

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 1500

Deductible Individual: $1,500

Here are some of the benefits of this plan:

  • The coinsurance is 15% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 15% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 1500 Plus

Deductible Individual: $1,500

Here are some of the benefits of this plan:

  • The coinsurance is 15% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 15% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 1000

Deductible Individual: $1,000

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional Gold 1000 Plus

Deductible Individual: $1,000

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $30
  • Office Visit – Specialist: $60
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible

Traditional - Silver Plans

Traditional Silver 7000

Deductible Individual: $7,000

Here are some of the benefits of this plan:

  • The coinsurance is 5% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 5% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 7000 Plus

Deductible Individual: $7,000

Here are some of the benefits of this plan:

  • The coinsurance is 5% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 5% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 6500

Deductible Individual: $6,500

Here are some of the benefits of this plan:

  • The coinsurance is 5% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 5% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 6500 Plus

Deductible Individual: $6,500

Here are some of the benefits of this plan:

  • The coinsurance is 5% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 5% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 6000

Deductible Individual: $6,000

Here are some of the benefits of this plan:

  • The coinsurance is 5% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 5% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 6000 Plus

Deductible Individual: $6,000

Here are some of the benefits of this plan:

  • The coinsurance is 5% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 5% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 5500

Deductible Individual: $5,500

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 5500 Plus

Deductible Individual: $5,500

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 5000

Deductible Individual: $5,000

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 5000 Plus

Deductible Individual: $5,000

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 4500

Deductible Individual: $4,500

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 4000 Plus

Deductible Individual: $4,500

Here are some of the benefits of this plan:

  • The coinsurance is 20% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 20% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 4000

Deductible Individual: $4,500

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 30% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 4500 Plus

Deductible Individual: $4,500

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 30% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 3500

Deductible Individual: $3,500

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 30% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional Silver 3500 Plus

Deductible Individual: $3,500

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: $40
  • Office Visit – Specialist: $80
  • Emergency Room: 30% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible

Traditional - Bronze Plans

Traditional Bronze 7550

Deductible Individual: $7,550

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – 10% coinsurance after deductible
  • Office Visit – 10% coinsurance after deductible
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: 10% | Tier 2: 10%| Tier 3: 10% |Tier 4: 25% coinsurance after deductible

Traditional Bronze 7550 Plus

Deductible Individual: $7,550

Here are some of the benefits of this plan:

  • The coinsurance is 10% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – Primary Doctor: 10% coinsurance after deductible
  • Office Visit – Specialist: 10% coinsurance after deductible
  • Emergency Room: 10% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: 10% | Tier 2: 10% | Tier 3: 10% |Tier 4: 25% coinsurance after deductible

Traditional Bronze 7000

Deductible Individual: $7,000

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: Traditional
  • Network: Alliant
  • Office Visit – 30% coinsurance after deductible
  • Office Visit – 30% coinsurance after deductible
  • Emergency Room: 30% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: 30% | Tier 2: 30%| Tier 3: 30% |Tier 4: 25% coinsurance after deductible

Traditional Bronze 7000 Plus

Deductible Individual: $7,000

Here are some of the benefits of this plan:

  • The coinsurance is 30% after deductible
  • Payment Structure: Traditional
  • Network: Alliant / PHCS Wrap
  • Office Visit – 30% coinsurance after deductible
  • Office Visit – 30% coinsurance after deductible
  • Emergency Room: 30% coinsurance after deductible
  • Urgent Care: $75
  • Prescription Plan:
  • Tier 1: 30% | Tier 2: 30% | Tier 3: 30% |Tier 4: 25% coinsurance after deductible

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